How To Create A Blog For Free In (2020) Without Paying A Dime Or Using A Credit Card: Start Your Own $0 Website Immediately

Creating a blog in 2020 is now made easy. It wasn't few years ago, because resourceful information were limited. Now the world is evolving, technology is advancing and everything is been pushed online. If you are born in the 21st century, count yourself lucky. 

There are free blogging platform that can help you start or create your own blog for free. With your own blog you can make money online, write your journal, improve your writing skills, sell your products and many more.

How To Create Your Own Blog With 0 Dollars

1: Pick A Blog Name

Your blog name represent your brand. The name of your blog is what readers will see first. For instance ( myblogname.com), so it should ideally represent either the general topics you’ll be writing about or it could be your own name, or that of your business, or a clever combination of words.  A good name is easy to read and memorable. Avoid long name because there are difficult to memorize. Such name for instance (Thisismynewblog.com)

2: Choice A Niche

Your blog’s niche is the general topic area that you’ll be focusing your content around. Examples:  travel, food, fashion, entertainment, tech, music, fashion and so on. 

3: Get A Domain Name.

A domain is your gateway, and a unique name that represent your brand. Like i said earlier, choice your niche and incorporate it with your domain. Though, it's not necessary only if you want too. 

For instance Susan own a visual fashion store, she has as a plan of reaching a wide audience online. What she will have to do is purchase a domain that's similar to here store name. For instance (SusanFashion.com, Designbysusan.com, SusanClothing.com) 

A .com domain name will cost you nothing more than $10 dollars. Other domain are either more expensive or cheaper. To purchase  a domain name of your choice CLICK HERE NOW

4: Start Your $0 Dollars Blog

i: WordPress.com

WordPress.com is a blogging platform owned and operated by Automattic. It has a modified paid version which is WordPress.org. wp.com is great but it's limited unlike wp.org which has advanced functionality.

BENEFITS OF WORDPRESS.COM

i: WordPress.com provides freemium

ii: Free 3GB storage spacespace

iii: Free for life

DISADVANTAGES OF WORDPRESS.COM

i: Advertising is  limited on WordPress.com

ii: Themes and plugins are limited

iii: WordPress.com is hosted on WordPress web sever, which means any violation of rules will result to immediate termination of account.

iv: No seo tools

To create your own free WordPress blog. Goto www.WordPress.com to get started

2: BLOGGER

Blogger is own and operated by Google. You can sign up easily with your existing Google account.

blogs are hosted by Google and generally accessed from a blogspot subdomain name. that's your domain would look like www.myblogname.blogspot.com

It's very easy to make money with blogspot websites by place google ads on your blogpost.

This where you can write your blogspot posts, it's very easy to get started. 

All you have to do is goto Blogger.com and create a blogspot website.

BENEFITS OF BLOGSPOT

i: blogspot is free to use and it takes only few minutes to create your own weblog

ii: You get free Hosting run by google

iii: Free 15 GB of storage space shared on google cloud Drive.

iv:  You can create upto 100 blogs per account

v: Mobile-optimized templates

DISADVANTAGES OF BLOGSPOT

i: Account suspension: if a site is violating any terms of service, it may be suspended by Blogger without any notice. Repeated violations may lead to Google account suspension

THAT'S ALL FOR NOW LET ME KNOW WHAT YOU BY DROPPING A COMMENT BELOW.. THANKS FOR READING

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4 Free ways to send money to nigeria from usa in 2020: Receive money from any country straight to your bank account

free ways to send money

Gone are the old days when postal service and western union where the only option to receive money from any country in the world.

Now you can recieve money straight to your nigeria bank account from usa, UK, Canada, Australia, south Africa. Any country from the world.   

You probably asking yourself these questions.

How can i send money to africa near me?

How can i send money to someone in africa?

how can i send money to nigeria from usa?

It's now easy to send money to someone in africa via online. There few ways you can do

These are the best and cheapest ways to send money to nigeria from us. You don't really need to open a Nigerian domiciliary account to recieve money from usa.

You want to know how to send money from the United States to Nigeria at the best rate? Keep reading.

4 BEST CHEAPEST WAY TO SEND MONEY TO NIGERIA FROM USA OR FROM A FOREIGN COUNTRY.

1: TRANSFERWISE

transferwise is an online international money transfer service.They make bank transfers easy and more affordable than traditional banks.  They have amazing features such as  low charges, and converting money at the true mid-market exchange rate.

Transferwise supports more than 750 currency routes across the world including GBP, USD, EUR, AUD, NGN, NZD,GHC, ZAD, JPY, and CAD, and provides multi-currency accounts. Currencies supported by TransferWise are directly  bank transfer from one bank to another. For some currencies, you can pay with debit and credit cards, Apple Pay or Android Pay is also available for certain currencies via the TransferWise iOS and Android apps.

You can easily send money abroad from the United Kingdom, great Britain, new Zealand to any country or Continent of your choice. Transactions are fast, low-cost, and secured. Your money should arrive in 40 minutes.

  Reason why you should trust transferwise: Over £5 billion sent every month,13 offices around the world, 6 million customers and £1.5 billion

saved by customers every year.

REGISTER FOR FREE HERE

2: WORLD REMIT

WorldRemit is an online money transfer service that allows people around the world to send money to their friends, family and love ones abroad.  You can easily sends money to your nigeria bank account directly from usa.

Pay-in methods are also highly variable but include (depending on the country) bank transfers, debit and credit cards, SOFORT, Apple and Android Pay, Poli, Interac, ACH and Trustly. Within the United states, WorldRemit offers money transfer services from all 50 United States.

Worldremit gives you multiple option to receive money. You can either pick between cash pickup , bank transfer or airtime topup.

Cash Pickup: Worldremit send money to over 170,000 cash pickup branch worldwide every month. Send money directly to any bank branch. You just need go to the bank you choose and get your cash. Just like western union.

Bank Transfer: send money directly to your recipient’s bank account. Any major bank available in your country

Airtime Top:  send an airtime top-up to add talk-time or data allowance to your recipient’s mobile phone.

The good thing about world remit is you'll receive your cash within minutes.

WorldRemit exchange rate to Nigeria is particularly good for a variety of transfer combinations including sending money from the US and the UK to Nigeria. They also offer some great rates sending money from the US to Mexico via bank transfer or cash pickups, with the option to receive cash at banks including Banco Azteca, BBVA Bancomer, Bancoppel, Telecomm Telegrafos and Pagos Intermex

HERE'S IS WHY YOU SHOULD USE WORLDREMIT

Low cost: Our fees are extremely competitive and our exchange rates are guaranteed

Fast:. Send money and airtime to family and friends in a matter of minutes. And, in most cases, they'll receive it instantly.

Simple: The service is so easy to use. 

Secure: Thanks to our industry-leading technology, you know that your hard-earned money is guaranteed to arrive safely to the people you care for every time.

Trusted: It's trusted by over 125,000 people worldwide.

REGISTER HERE FOR A FREE ACCOUNT.

3 WU: WESTERN UNION

Western Union is one of the world’s oldest and largest money transfer providers in the industry. Their service allows people to send and receive money at over 550,000 agents in over 200 countries and territories around the world.

With Western Union, money can be received in 130 currencies and in several ways. Including at Western Union agent locations, via website, mobile app, or over the phone.  The money is often available within minutes after being sent. 

4: PING EXPRESS

With Ping express you can send and receive money through Bank Deposit   Mobile Money Transfer and Airtime. No hidden fees, you get zero fees on first two transfers. PingExpress offers almost same service like world remit.

SIGNUP FOR AN ACCOUNT HERE

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9 best ways to call any country at no cost: Get all easy access to make Unlimted Free international calls with call app

You want to know how to Make Free International Calls? Then keep reading.

To make a direct cheap call from the United States to Nigeria, or from Nigeria to USA. You need to follow the international dialing format given below. The dialing format is same for calling United States mobile or land line from Nigeria.

009 - Exit code for Nigeria, and is needed for making any international call from Nigeria

1 - ISD Code or Country Code of United States

Area code - There are 291 area codes in United States.

Or you can as well use this alternatives, all you need do is download free calls app that will grant you unrestricted access, to call any international number. With these applications you can make free calls online to anyone in the world.

Get the Cheapest Call rate To Nigeria From the Usa (United States), Europe, Australia, Asia or Africa.

All apps listed offers free call worldwide online. You don't have to spend much on call

9 FREE CALLING APP WEBSITES YOU SHOULD KNOW. MAKE THAT FREE INTERNATIONAL CALL YOU'VE ALWAYS WANTED.

1: TextU

TalkU is a mobile application for iPhone and Android. Using the app, you can make unlimited free phone calls, send free text messages, and instantly share pictures, videos, and your location with friends, family members and other TalkU users.

HOW DOES IT WORK?

TalkU can assign a real phone number to you, which can receive calls and texts from anyone.

WHAT YOU GET USING THIS APP.

Cheap Calling Plans: No monthly fee. No activation fee. No commitment. Save up to 90%! 

Receive Calls & Texts: Receive incoming calls and texts from anyone. Even those not using TalkU.

Voicemail & Call Screening: Visual voicemail with your own greeting. Call Block. Call Forwarding

Some of our rates:

Calls to United States 0.9 c/min

Calls to Mexico 0.9 c/min

Calls to India 1.8 c/min

Calls to Pakistan 4.9 c/min

Calls to Bangladesh 1.8 c/min

Calls to Philippines 7.5 c/min

Calls to Jamaica 9.2 c/min

Calls to Nepal 7.5 c/min

Calls to Saudi Arabia 6.6 c/min

Calls to Africa: Egypt, Nigeria, Ghana, etc. From 5 c/min

Get the free calls app for iphone and free calls app android

call app free download here

2: VIBER

Viber is a free, simple, fast and secure instant messaging app with calling features.  It's used and trusted by over 1 billion users worldwide.

With Viber you have access unlimited calls, texting and high quality video chat. Viber is available on Android, iPhone, iPad, Windows PC, Mac and Linux.

Search your app store or DOWNLOAD VIBES FOR ANDROID HERE

3: LINE

LINE  offers every customer access to voice and video calls anywhere, anytime in the world. Cheap free international calls at no charge. Calls up to 200 people at the same time free of charge.

FEATURES

Convenient chats where anything is possible.

Fun and easy-to-use social networking features 

DOWNLOAD LINE

4:FACETIME

FaceTime is Apple's video and audio calling service application. It's developed  by Apple Inc and aavailable on all Apple products such as iPhone, iPad, iPod touch or Mac.   

You can use FaceTime over Wi-Fi or on cellular network that support iOS or iPadOS devices.Any apple product on iOS 11.3 and later, can use this app.

Note, FaceTime only works between two Apple devices and is incompatible with non-Apple devices like andriod.

For more official information CLICK THIS LINK

5:IMO

IMO is a secured instant messaging app. As a user you have free access to unlimited instant messages, free video calls and chat on the go on your 2G, 3G and 4G smartphone device.  No internet access? you can still use imo on any unrestricted Wi-Fi network. 

IMO FREE DOWNLOAD FOR ANDROID

6: GOOGLE DUO

Google Duo is a video chat mobile app developed by Google. It's available on the Android, smart displays, PC and iOS operating systems.

Google Duo offers simple, high quality Connection via WiFi or mobile data, to call anyone anywhere in the world.

GOOGLE DUO DOWNLOAD

BONUS

7: WhatsApp

8: Skype

9: Facebook messager

Kindly follow us on Twitter @Twitter.com/Yawa_NG

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Top Best Most Entertaining Korean Drama Series To Watch

Follow @Yawadey_NG

South Korean TV and film industry has been around for over half a century now. 

Are You A Fan Of Top Korean Drama?

Here are 10 of the all time best Korean film and drama series. from rom-coms, to superhero flicks, crime-busting detective thrillers, historical fiction and more.  Pick a genre and start watching the best korean drama series on this list.

1: Vagabond (2019)

Genre: Romance

Starring lead actor Lee Seung-gi as a stuntman who after an airplane crash ends up discovering dangerous web of national corruption terror as he tries to get to the bottom of what happened in the plane crash that killed his nephew.

2: Misty (2018)

Genre: Romance

When a woman becomes the prime suspect in a murder probe, her husband is forced to represent her despite their marital issues. His lawyer husband, played by Ji Jin-hee  (Designated Survivor), then decides to defend her despite their broken marriage. 

3: Crash Landing On You (2019)

Genre: Romance

A dramatic love story, the series tells the tale of a South Korean heiress to a large conglomerate who, while paragliding, accidentally crash-lands in North Korea. Starring Hyun Bin, Son Ye-jin, Kim Jung-hyun and Seo Ji-hye.

4: Sky Castle (2018)

Genre: Satire

Housewives living at the exclusive Sky Castle community use every way they can think of to get their children into Seoul National university.

5: The Last Empress (2018) ‧ 

Genre: Action

This is a story of a musical actress who marries the Emperor of the Korean Empire.

6: Woman of Dignity (2017)

Genre: Mystery

The wife of a corporate heir finds her luxurious life overturned by a mysterious woman who joins the household as a caregiver for her father-in-law. Played by played by Kim Hee-sun (Room No. 9)

7: When The Camellia Blooms (2019)

Genre: Rom- Com

Dongbaek, an orphan who grew up to become a single mom, meets and falls in love with Yongsik, a do-gooder police officer in their small town.

8: Touch Your Heart (2019)‧ 

Genre: Rom-com

A famous actress, gets caught in a scandal with a son of a rich family; with her career declining quickly, she looks for one last hope to get back on the screen and lands a role playing a secretary in a drama written by a famous screenwriter.

9: Chief Of Staff (2019)

Genre: Political drama

National Assembly, chief of staff Jang Tae-jun uses his power to influence decisions while following his own ambitions.

10: Arthdal Chronicles (2019)

Genre: Romance

In the mythical land of Arth, the inhabitants of the ancient city of Arthdal and its surrounding regions vie for power as they build a new society.

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Top 5 Best Loan Apps In Nigeria 2020 | Get Instant Loan Without Collateral

KINDLY FOLLOW ON TWITTER @YAWADEY_NG

Many individuals and business owners might need extra-cash at hand to handle some financial issues. In times like this when all means of getting money has been exhausted, the best alternative is to consider getting a quick and easily affordable loan online.

The process of accessing quick loans in Nigerian banks is quite lengthy and tedious for any individual in need of small amount of loan, for a short period of time.

You'll have to sign and fill a lot of paperwork, bring a guarantor, and trick the bank with collateral.

Thanks to fintech startup's company you can now get fast loan in nigeria without Collateral. In this post I'll show how to get a quick loan in Nigeria.

Here Is A List Of 5 Best Loan Apps In Nigeria.

Gain access to Instance Loan without collateral in Nigeria. The good thing is if you pay your loan quickly and on time, the amount that you can borrow will increase.

NOTE: PLEASE MAKE SURE YOU PAY YOUR LOANS ON TIME TO AVOID COURT ISSUES.

1. BRANCH

Branch is a simple yet powerful mobile loan app in Nigeria. Branch loan give you instant loan on your Branch App it's so fast. You can get a loan in less that 5 minutes.

WHY SHOULD YOU TRUST BRANCH?

Branch has offices in Nairobi, Kenya; Lagos, Nigeria; Mexico City, Mexico; Mumbai, India; and San Francisco, United States.

 Your loan rate is determined by your phone usage. How? Branch collect and access information on customers' phone.  Access up to ₦200,000 on your smartphone. Anytime and anywhere.

Branch offers loans from ₦1,000 to ₦200,000. Loan terms range from 4 – 40 weeks with an Interest starting from 15% – 34% 

Equivalent monthly interest of 3% – 21% and APR of 33% – 261%, depending on your loan option. 

There are no late or rollover fees and no collateral necessary. Interest rates are determined by a number of factors, including your repayment history and the cost of lending for Branch. 

ELIGIBILITY CRITERIA

What is required to receive a Branch loan?

Requirements are simple - all you need to apply is your phone number or Facebook account, bank verification number (BVN) and bank account number. We will also request access to the data on your phone in order to build your credit score. Note that we currently support the following banks: ALAT by Wema Bank, Access (Diamond) Bank, Access Bank, Citibank Nigeria, Ecobank Bank, Enterprise Bank, Fidelity Bank, First Bank of Nigeria, First City Monument Bank, GT Bank, Heritage, Keystone Bank, Mainstreet Bank, Polaris Bank, Stanbic IBTC Bank, Standard Chartered, Sterling Bank, Suntrust Bank, Union Bank, United Bank for Africa, Unity Bank, Wema Bank, and Zenith Bank.

To get started click this link to DOWNLOAD AND REGISTER ON BRANCH.

2: OKASH

Okash is a lending service own by OPAY. Loan decisions are provided within 15 seconds and if approved, the applicant receives funds within 5 minutes.

The loans are delivered via an Android mobile app which you can DOWNLOAD HERE

Okash is available in Kenya and Nigeria. The company claims to offer loans between ₦2,500 to ₦60,000 with a loan term of 91 to 356 days and a maximum interest rate of 24%

3: CARBON

Carbon formerly paylater is a service provided by One Finance & Investments Ltd (RC. 1044655), a Finance company licensed and regulated by the Central Bank of Nigeria. With carbon you can get instant loans, make all your financial transactions, and invest money with high interest returns.

You can access up to ₦1,000,000 loan. No collateral. No guarantors. No paperwork

Carbon interest rate can be anywhere from 5% to 15% depending on the amount of money loaned and repayment period. Want some loan?

DOWNLOAD CARBON LOAN APP HERE

4: FAIRMONEY

With the FairMoney loan app  you can get instant loans up ₦150,000 without collateral or paperwork.

You just need to download the FairMoney app HERE, sign up and follow a simple application process to get an instant loan in only 5 minutes. Loans range from ₦1,500 to ₦150,000 with loan term durations of 4 – 26 weeks and equivalent monthly interest which ranges from 5% – 28%. There are no additional fees or hidden costs for processing your loan.

5: PALMCREDIT

With palmcredit you can get up to #100,000 limit, instance approval in 5 minutes.

To get a loan, you maybe be required to provide the following:

1. Bank Verification Number (BVN)

2. Full name

3. Primary telephone number

4. Bank account information

5. Occupation information

The loan interest rate ranges from 14% to 24%, equivalent Monthly interest 4.6%, the Annual Percentage Rate (APR) on a Palmcredit loan is 56.78% The loan term ranges from 14 days to 180days.

KINDLY, FOLLOW ON TWITTER @YAWADEY_NG

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